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Telephone:

(989) 631-1920

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(989) 631-0003

2816 Jefferson Ave. Midland, MI 48640

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  • Jenae Wright

Medicare: Facts and Timing. Ten things you need to know.


If you’re near age 65, or caring for someone offered Medicare soon, you may have questions about Medicare.


FOUR types of Medicare are called Parts: A, B, C, D

A focuses on hospital and skilled nursing care. Parts A and B are administered and provided by the federal government.

B provides coverage for doctor care, such as doctor visits, outpatient surgery, and your medical equipment. Generally, coverage is 80% of your Medicare-approved health care costs. You must pay a monthly Premium for this government benefit.


THREE types of Medicare plans to purchase: Medicare Supplement, Medicare Advantage, Prescription Drug Plan

You may purchase a Medicare Supplement (Medigap) to cover the gaps of what Parts A and B doesn’t cover: coinsurance, deductibles, medical outside U.S.

C is known as Medicare Advantage Plan (MA or MAPD). You can buy these plans from private insurance companies. It combines Part A and B and sometimes adds Part D. It can include additional benefits like eye care, hearing, or wellness services.

D is known as a Prescription Drug Plan (PDP) helps pay for prescription drugs. You can buy these plans from private insurance companies.


THREE to-do items before your 1ST of Month Start Date: Pick your Path, Get your Card, and Prepare yourself

Pick your Path for Medicare services. Will you purchase a plan from a private company? Good timing for a free Medicare Insurance Consultation is 6 months to a year before age 65.

Get your Card up to three months before you turn 65 (when Medicare enrollment begins), visit your local social security office. If you are currently receiving Social Security benefits, you should automatically receive a card.

Prepare yourself for any Medicare Insurance at least one month before Medicare starts. Use your old insurance, and prepare to update your doctors and pharmacy with new insurance information.



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If you’re near age 65, or caring for someone offered Medicare soon, you may have questions about Medicare.

FOUR types of Medicare are called Parts: A, B, C, D

A focuses on hospital and skilled nursing care. Parts A and B are administered and provided by the federal government.

B provides coverage for doctor care, such as doctor visits, outpatient surgery, and your medical equipment. Generally, coverage is 80% of your Medicare-approved health care costs. You must pay a monthly Premium for this government benefit.

THREE types of Medicare plans to purchase: Medicare Supplement, Medicare Advantage, Prescription Drug Plan

You may purchase a Medicare Supplement (Medigap) to cover the gaps of what Parts A and B doesn’t cover: coinsurance, deductibles, medical outside U.S.

C is known as Medicare Advantage Plan (MA or MAPD). You can buy these plans from private insurance companies. It combines Part A and B and sometimes adds Part D. It can include additional benefits like eye care, hearing, or wellness services.

D is known as a Prescription Drug Plan (PDP) helps pay for prescription drugs. You can buy these plans from private insurance companies.

THREE to-do items before your 1ST of Month Start Date: Pick your Path, Get your Card, and Prepare yourself

Pick your Path for Medicare services. Will you purchase a plan from a private company? Good timing for a free Medicare Insurance Consultation is 6 months to a year before age 65.

Get your Card up to three months before you turn 65 (when Medicare enrollment begins), visit your local social security office. If you are currently receiving Social Security benefits, you should automatically receive a card.

Prepare yourself for Medicare. Apply for any Medicare Insurance at least one month before Medicare starts. Use your old insurance, and prepare to update your doctors and pharmacy with new insurance information.

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